2023 AtlantiCare Benefits Booklet
Medical
TABLE OF CONTENTS WELCOME.................2 WHAT’S NEW. ...........3 SERVICE CENTERS AND WEBSITES..........4 HOW TO ENROLL....5-6 MEDICAL..............7-14 PRESCRIPTION DRUG. ................15-17 ADDITIONAL MEDICAL PLAN RESOURCES........18-22 DENTAL...............23-24 VISION.....................25 LIFECENTER..............26 LIFE INSURANCE. .....27 DISABILITY...............28 VOLUNTARY OFFERINGS. ........29-32 SPENDING ACCOUNTS. ............33 RETIREMENT BENEFITS..................34 WELLNESS. .........35-38 LEGAL NOTICES...39-41 GLOSSARY..........42-43 FAQs...................44-46 CONTACTS.........47-48 FORMS................49-58
Compare 2023 Plan Choices
Horizon Engaged Plan
PPO Plan
Medical Services
Inner Circle
Tier 2
Inner Circle
Tier 2
Out-of-Network
Supplemental Services
Covered 100% after $5 copay/visit
Covered 100% after $20 copay/visit
Covered 100% after $5 copay/visit
Covered 100% after $20 copay/visit Covered 100% after $50 copay/visit and deductible; all other services rendered in the office covered 70% after deductible Office and freestanding clinic: Covered 100% after $50 copay/visit and deductible Facility: Covered 70% after deductible Office and freestanding clinic: Covered at 70% after deductible for services performed at a freestanding facility or in an Office Facility: Covered 70% after deductible Covered 100% after $150 copay
Covered 100% after $20 copay/visit
Telemedicine
Covered 100% after $20 copay and deductible
Covered 100% after $50 copay/visit and deductible; all other services rendered in the office covered 70% after deductible
Covered 100% after $20 copay and deductible
Urgent Care
Covered 100% after $60 copay
Covered 100% after $150 copay and deductible
Covered 100% after $150 copay and deductible
Covered 100% after $150 copay
Emergency Services
Covered 100% after $150 copay
Office and freestanding clinic: Covered 100% after $50 copay/visit and deductible
Covered 100% after $10 copay and deductible
Covered 100% after $10 copay/visit
Covered 50% after deductible
Diagnostic X-ray
Facility: Covered 70% after deductible
Covered at 70% after deductible for services performed at a freestanding facility or in an Office Facility: Covered 70% after deductible
Covered 100% after $10 copay and deductible
Diagnostic hi-tech imaging
Covered 100% after $10 copay/visit
Covered 50% after deductible
Covered 100% after $10 copay/visit and deductible
Covered 100% after $50 copay/visit and deductible
Covered 100% after $10 copay/visit
Covered 70% after deductible
Covered 50% after deductible
Diagnostic Tests
This chart is meant as an overview only. For detailed information, please refer to the Summary Plan Description posted under “Benefit Information” on the HR Portal: Benefits tab.
Vision care expense benefit for all plans (no network limitations) Routine Vision Exam annually $70 Eyeglasses and/or Contact Lenses every two years $60 Must submit a claim form for reimbursement.
*For Engaged Plan only, the deductible can be reduced through wellness credits. **AtlantiCare also covers some services for gender assignment. Check the plan document for more information.
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