2023 AtlantiCare Benefits Booklet

Voluntary Offerings

TABLE OF CONTENTS WELCOME.................2 WHAT’S NEW. ...........3 SERVICE CENTERS AND WEBSITES..........4 HOW TO ENROLL....5-6 MEDICAL..............7-14 PRESCRIPTION DRUG. ................15-17 ADDITIONAL MEDICAL PLAN RESOURCES........18-22 DENTAL...............23-24 VISION.....................25 LIFECENTER..............26 LIFE INSURANCE. .....27 DISABILITY...............28 VOLUNTARY OFFERINGS. ........29-32 SPENDING ACCOUNTS. ............33 RETIREMENT BENEFITS..................34 WELLNESS. .........35-38 LEGAL NOTICES...39-41 GLOSSARY..........42-43 FAQs...................44-46 CONTACTS.........47-48 FORMS................49-58

You have access to a variety of voluntary benefits, including: • Accident Insurance* • Critical Illness Insurance* • Group Universal Life Insurance* • Legal Assistance Plan* • Employee Purchasing Program

• Pet Health Insurance • Discount Shopping

• Identity Theft Protection • Student Loan Refinancing • Supplemental Individual Short Term Disability* • Auto and Homeowners Insurance • Home Buyers Program • Credit Union • 529 College Savings Plan

For each of these benefits, you enroll through AtlantiCare and pay for most coverages through payroll deduction. Voluntary Benefit Questions? Please contact Corestream, the AtlantiCare Voluntary Benefit vendor, at 1-855-799-5400 .

Allstate Accident Insurance You don’t plan on it. But you can plan for it.

Allstate Group Voluntary Accident Insurance pays a lump sum benefit for accidental on- and off-the-job injuries, plus benefits associated with the treatment of the injury. Because accident insurance is supplemental, it pays in addition to other coverage. The coverage pays a benefit up to a specified amount for:

Unum Supplemental Individual Short-Term Disability Replace a portion of your income if you’re unable to work. As a supplement to the disability benefits described above, employees have the option to purchase additional disability protection. With this plan, you choose the amount of additional income protection you need, from as little as 10% to as much as 40% of your income (with a minimum benefit of $400 per month and maximum amount of $5,000 per month). Because you pay the premium for this plan with after-tax dollars, any benefit received from this plan is not taxable, which stretches the benefit. During your initial opportunity to enroll, you may elect coverage without

• Accidental death • Dismemberment • Dislocation/fracture • Initial hospitalization confinement • Hospitalization confinement • Intensive care

• Ambulance service • Medical expenses • And more

having to answer health questions. *Subject to annual enrollment terms

*Subject to annual enrollment terms.

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