AtlantiCare 2025 Benefits Booklet
MEDICAL (CONT.)
Compare 2025 Medical Plan Choices
Welcome.................................... 2 What’s New?............................. 3 How to Enroll........................... 4 Medical....................................... 6 Prescription Drug.................14 FQHC.........................................16 Additional Medical Plan Resources................................17 AtlantiCare Longevity Lifestyle Program................18 Dental.......................................20 Vision.........................................22 Life Insurance........................25 Disability..................................26 Voluntary Offerings.............27 Educational Support & Career Development..........27 Financial Well-being...........28 Health &Wellness................29 Savings.....................................31 Voluntary Benefits...............32 Spending Accounts.............35 Retirement Benefits............36 Contacts...................................38 Legal Notices.........................40 Wellness Checklist...............42
PPO Plan
Medical Services
Inner Circle
Tier 2
Out-of-Network
Deductible (per person/per family)
$0/$0
$250/$500
$1000/$2000
Out of Pocket Maximum (per person/per family)
$3,500/$7,000
$5,000/$10,000
Facility Benefits
$750 copay per admit after deductible
Room & Board / Ancillary
$250 copay per admit
Covered 50% after deductible
Outpatient Facility Benefits Outpatient Surgery (Hospital Based) Outpatient Surgery (Surgical Center)
$50 copay $50 copay
$400 copay $400 copay
Covered 50% after deductible Covered 50% after deductible
Physician Services Surgeon
Covered 100% Covered 100% after deductible Covered 100% Covered 100% after deductible Covered 100% Covered 100% after deductible
Covered 50% after deductible Covered 50% after deductible Covered 50% after deductible Covered 50% after deductible Covered 50% after deductible Covered 50% after deductible
Anesthesia
Inpatient Physician Visit
Physician Office Visits - Primary Care
$10 copay $15 copay
$35 copay $50 copay
Physician Office Visits - Specialist
Physician Office Visits - Routine Well Care
$0 copay
$0 copay
Supplemental Services Telemedicine
$5 copay
$20 copay after deductible
$20 copay after deductible
Urgent Care
$25 copay
$60 copay
Covered 50% after deductible
Emergency Services
$200 copay $10 copay $10 copay $10 copay $10 copay
$200 copay
$200 copay
Diagnostic X-ray
$35 copay
Covered 50% after deductible Covered 50% after deductible Covered 50% after deductible Covered 50% after deductible
Diagnostic hi-tech imaging
$100 copay after deductible
Diagnostic Tests (LabCorp/Quest Capitated Labs)
$35 copay $35 copay
Diagnostic Tests (Non-Capitated Labs)
Routine Vision Exam annually**
$70
Eyeglasses and/or Contact Lenses every two years**
$60
This chart is meant as an overview only. For detailed information, please refer to the Summary Plan Description posted under “Beneft Information” on the HR Portal: Benefts Tab. * AtlantiCare also covers some services for gender assignment. Check the plan document for more information. ** For vision, must submit a claim form for reimbursement.
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