AtlantiCare 2025 Benefits Booklet

SAVINGS

Welcome.................................... 2 What’s New?............................. 3 How to Enroll........................... 4 Medical....................................... 6 Prescription Drug.................14 FQHC.........................................16 Additional Medical Plan Resources................................17 AtlantiCare Longevity Lifestyle Program................18 Dental.......................................20 Vision.........................................22 Life Insurance........................25 Disability..................................26 Voluntary Offerings.............27 Educational Support & Career Development..........27 Financial Well-being...........28 Health &Wellness................29 Savings.....................................31 Voluntary Benefits...............32 Spending Accounts.............35 Retirement Benefits............36 Contacts...................................38 Legal Notices.........................40 Wellness Checklist...............42

NEW! Auto Savings Membership provided by SnoopDrive Lower the cost of auto ownership—from car washes to warranties. Ideal for you if: • You’re buying a new or used car

Discount/Retail Shopping Enjoy exclusive savings on products, events, and travel with discounts from local and national vendors. Take advantage of these special offers to enhance your lifestyle and access a variety of programs and services at reduced rates. Visit the Discounted Shopping link on the Starfish to learn more. TeamMember Purchasing Program Purchasing Power o ers you the exibility to make big purchases without using up your available credit and get a lower rate than most credit cards. You can nd the right items that t your budget while shopping for thousands of brand name products, including computers, appliances, tness equipment, furniture and more, all with the convenience of no down payment or credit check requirement. Purchasing Power allows you to receive your order up front and pay for your purchases over time through automatic payroll deductions. 1-855-799-5400 customercare@corestream.com Legal Assistance Plan LegalGUARD from LegalEASE provides access to a national network of attorneys with exceptional experience who are matched to meet your speci c legal needs. Bene ts cover many personal legal matters, such as wills, estate planning, tra c o enses, debt collection and more. These plans provide the convenience of using either in- network or out-of-network attorneys. One low monthly fee covers you and your eligible family members. 1-855-799-5400 customercare@corestream.com Home Buyers Program AtlantiCare o ers down payment assistance of up to $10,000 for teammembers who are interested in purchasing a home in Atlantic City or Pleasantville. Residency and educational sessions are required as part of the program. For more information, email housing@atlanticare.org .

• You want to avoid unexpected high-cost repairs • You want cash back on gas and other discount services that you’re already using

What does it cover? DriveClub membership includes:

• Monthly car washes • Annual oil changes • Cash back on gas

• Discounts on parking and roadside services • 25% off routine maintenance on average • $100 off deductible on window repairs • 100-point annual inspection

Additional Mishap Protection • Wheel and tire coverage • Key and key fob replacement

• Dent and ding repair • Windshield coverage

Additional Breakdown Protection • Engine coverage

• Transmission coverage • Suspension coverage • Advanced electrical coverage and more! Learn more

SnoopDrive does not cover auto collisions, liability lawsuits, or weather- related events. More exclusions may apply. Owning a car is expensive. With SnoopDrive, you can control auto costs. For more details about this benefit plan and what’s not covered, visit your benefits portal. 1-855-799-5400 customercare@corestream.com

- 31 -