AtlantiCare 2025 Benefits Booklet

VOLUNTARY BENEFITS (CONT.)

Welcome.................................... 2 What’s New?............................. 3 How to Enroll........................... 4 Medical....................................... 6 Prescription Drug.................14 FQHC.........................................16 Additional Medical Plan Resources................................17 AtlantiCare Longevity Lifestyle Program................18 Dental.......................................20 Vision.........................................22 Life Insurance........................25 Disability..................................26 Voluntary Offerings.............27 Educational Support & Career Development..........27 Financial Well-being...........28 Health &Wellness................29 Savings.....................................31 Voluntary Benefits...............32 Spending Accounts.............35 Retirement Benefits............36 Contacts...................................38 Legal Notices.........................40 Wellness Checklist...............42

NEW! Hospital Indemnity Insurance provided by Allstate Receive a direct payment to use however you wish in the event of a hospital stay. Ideal for you if:

• Bills due to a hospital stay or ambulance service would be financially debilitating. • Your current major medical coverage does not offer adequate support hospital services. • You know you could benefit from a lump-sum payout to help with non-medical expenses in the event of a hospitalization. What does it cover? Hospital Indemnity Insurance pays you a cash benefit when you are confined to a hospital, whether for planned or unplanned reasons. A flat amount is paid for the day that you’re admitted to a hospital, and a per-day amount is paid for each day of a covered hospital stay, from the very first day of your stay, or if your plan includes an Admission benefit, confinement begins on Day 2. Please see your plan summary for details. Learn more Specific exclusions vary by state. Hospital Indemnity Insurance is not meant to replace medical coverage. Consider Hospital Indemnity Insurance a source of supplemental financial help in case of hospitalization. For more details about this benefit plan and what’s not covered, visit your benefits portal. 1-855-799-5400 customercare@corestream.com Pet Health Insurance My Pet ProtectionSM plans from Nationwide® now feature more choices and more exibility with di erent levels of coverage to t your needs. Similar to health insurance for the people in your family, the Pet Health Insurance Plan helps you meet the cost of caring for your pets. Simply pay for coverage through a convenient after-tax payroll deduction. Coverage is also available for many exotic pets. 1-855-799-5400 customercare@corestream.com Supplemental Individual Short-TermDisability* As a supplement to the disability benefits described above, teammembers can purchase additional disability protection through Unum. With this plan, you choose the amount of additional income protection you need, from as little as 10% to as much as 40% of your income (with a minimum bene t of $400 per month and maximum amount of $5,000 per month). Because you pay the premium for this plan with after-tax dollars, any bene t received from this plan is not taxable, which stretches the bene t. During your initial opportunity to enroll, you may elect coverage without having to answer health questions. 1-866-752-7432 www.UNUM.com *Subject to Open Enrollment and Plan guidelines.

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