AtlantiCare 2025 Benefits Booklet

RETIREMENT BENEFITS (CONT.)

Welcome.................................... 2 What’s New?............................. 3 How to Enroll........................... 4 Medical....................................... 6 Prescription Drug.................14 FQHC.........................................16 Additional Medical Plan Resources................................17 AtlantiCare Longevity Lifestyle Program................18 Dental.......................................20 Vision.........................................22 Life Insurance........................25 Disability..................................26 Voluntary Offerings.............27 Educational Support & Career Development..........27 Financial Well-being...........28 Health &Wellness................29 Savings.....................................31 Voluntary Benefits...............32 Spending Accounts.............35 Retirement Benefits............36 Contacts...................................38 Legal Notices.........................40 Wellness Checklist...............42

AtlantiCare Retirement Benefits

If you were hired on or after January 1, 2010, or are not eligible to participate in the pension plan, AtlantiCare will provide you annually with a non-elective fully vested contribution equal to 3% of your eligible compensation to either our 403(b) or 401(k) plan, depending on the business unit where you work. Empower administers these plans. To receive this contribution, you must be at least 18, worked 12 months from their date of hire, have been on payroll the last day of the plan year, and worked at least 1,000 hours in that year. If you were hired prior to January 1, 2010, you were eligible to participate in the AtlantiCare Retirement Savings Program (pension plan). Your participation generally starts after you have worked a year with at least 1,000 hours worked and are aged 21 or older. The plan is a defined benefit plan, meaning that benefits are payable to you at retirement according to a formula that reflects your service and compensation with AtlantiCare. This benefit is paid for entirely by AtlantiCare. You are vested in your benefit once you have been employed

for five calendar years in which you worked 1,000 hours per year. CBIZ Retirement Plan Services administers this plan. Customer service representatives can be reached at 1-844-581-3665 or visit https://atlanticare.cbiz.com . Turning 65 and still working. You will become Medicare- eligible if turning age 65 in 2025. If you are still working at age 65 and have group coverage, you are not required to enroll in Medicare right away. You can delay enrolling in Medicare until your coverage ends. At that time, you will be eligible for a special enrollment period. If you are turning 65 or older and considering retiring, please contact Medicare three months before your retirement to discuss your Medicare options. For more information, please visit www.Medicare.gov or your local Social Security O ce.

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