AtlantiCare Benefits Book 2020

What’s New

HOME TABL OF CONTENTS WELCOME.................2 WHAT’S NEW. ...........3 I E CENTERS AND EBSITES...................4 HO TO ENROLL.......5 MEDICAL..............6-12 PRESCRIPTION DRUG. ................13-15 ADDITIONAL MEDICAL PLAN RESOURCES........16-18 DENTAL...............19-21 VISION.....................22 LIFECENTER..............23 LIFE INSURANCE. .....24 LONG TERM DISABILITY...............25 VOLUNTARY OFFERINGS. ........26-29 SPENDING ACCOU TS. ............30 RETIREMENT B NEFITS..................31 WELLNESS. .........32-36 LEGAL NOTICES..37-39 CONTACTS.........40-41 GLOSSARY..........42-43 FAQs...................44-46 FORMS................47-56 WHAT’S NEW SERVICE CENTERS AND WEBSITES HOW TO ENROLL MEDICAL PRESCRIPTION DRUG ADDITIONAL MEDICAL PLAN RESOURCES DENTAL VISION LIFE INSURANCE LONG TERM DISABILITY VOLUNTARY OFFERINGS SPENDING ACCOUNTS RETIREMENT BENEFITS WELLNESS LEGAL NOTICES CONTACTS GLOSSARY

2020 Benefits Changes • Enhanced Acupuncture coverage • Changes to Out-of-Pocket Maximums • Employee contribution changes • New Flexible Spending (FSA)/COBRA Vendor • New Voluntary Benefits Offering • Wellness Activity Changes

New Voluntary Benefits Identity Theft Protection – ID watchdog protects employees and their families with credit and identity monitoring. Student Loan Refinancing – GradFin (Graduate Financial Solutions) refinances and consolidates employees’ student loans through their lending platform. 2020 Wellness Activity Checklist • New Wellness Credit Activity – Advance Directive – $150 • Revised Know Your Numbers Blood Pressure Improvement – from >140/90 to >135/85

Medical Plan Changes • Acupuncture scope of coverage is being expanded to treat more conditions. Additionally, more providers have been added to the AtlantiCare Tier 1 service area. • Changes to Out-of-Pocket Maximums – In keeping with the ACA, medical out-of-pocket maximums for single coverage will go up from $5,600 to $8,150 and family coverage will go up from $11,200 to $16,300. • Employee Contribution Changes – rates in all salary bands will increase by an average of 6%. Flexible Spending (FSA)/COBRA Administrator Effective January 1, 2020, AtlantiCare has partnered with Baker Tilly to administer FSA (medical and dependent care), HRA and COBRA services. Waived Benefits and LTD Update Effective January 1, 2020, AtlantiCare Behavioral Health Employees will be eligible for the $45 waived benefits funding if choosing to opt-out of benefits (see page 30 for details). Full-time ABH employees will also be eligible for Long Term Disability Coverage (see page 25 for additional LTD details).

FORMS

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