2026 AtlantiCare Benefits Booklet

WELCOME....................................2 WHAT’S NEW..............................3 HOW TO ENROLL......................4 HEALTHCARE TRANSFORMATION CONSORTIUM (HTC)...............6 GETTING TO KNOW YOUR PLAN.................................7 MEDICAL......................................8 PRESCRIPTION DRUG.......... 17 FQHC........................................... 19 ADDITIONAL MEDICAL PLAN RESOURCES................. 20 WELLNESS PROGRAM......... 21 DENTAL...................................... 23 VISION........................................ 25 LIFE INSURANCE.................... 28 DISABILITY............................... 30 VOLUNTARY OFFERINGS... 31 EDUCATIONAL SUPPORT & CAREER DEVELOPMENT...................... 31 FINANCIAL WELL-BEING.... 32 HEALTH &WELLNESS.......... 33 SAVINGS.................................... 34 VOLUNTARY BENEFITS....... 35 SPENDING ACCOUNTS............................... 38 RETIREMENT BENEFITS................................... 39 CONTACTS................................ 41 LEGAL NOTICES....................... 43 WELLNESS CHECKLIST........ 45

DEARTEAM, Every day, you show up with compassion, strength, and dedication—caring for our patients, community, and each other. At AtlantiCare, we are committed to caring for you with that same devotion. That’s why I’m excited to share our 2026 Benefits Guide. This year, while your coverage and costs remain relatively the same, you’ll experience even greater support. Beginning January 1, our health plan will be administered by Aetna, giving you access to their broad provider network and user-friendly digital tools, while AtlantiCare continues to design and protect the benefits you know and trust.

Service Centers andWebsites

AtlantiCare Benefits Service Center 1-800-211-3252

Monday through Friday, 8:00 am to 6:00 pm You can access the AtlantiCare Benefits Service/ Enrollment Site to make your elections via myadp. com. Navigate to the Benefits tab. For more information, see How to Enroll on page 4. Chat and Co-browsing available Monday through Friday 8:00 am to 8:00 pm EST, excluding all major U.S. holidays. Access via myadp.com .

This transition reflects something bigger: our investment in you. By working with other leading health systems through the Healthcare Transformation Consortium, we are building a more sustainable and supportive benefits experience for today and tomorrow. Please take time to review this guide and explore the resources available to you and your family. We want you to feel confident, cared for, and supported at every stage of your journey—because when you thrive, we all thrive.

FSATeamMember Benefits Center

Call Center Hours: Monday through Friday, 8:00 am to 8:00 pm 1-800-307-0230 Email requests can be submitted outside of business hours:

With gratitude,

support@myFlexdollars.com Website: myflexdollars.com

*See Contacts on page 41 for specific benefit policies. For Legal Notices or Frequently Asked Questions about your benefits visit myadp.com. Information is available under the Forms & Documents section on the Benefits Tab, as well as on the Starfish Benefits portal. Legal Notices can also be found on page 43.

Christine Carson Chief Human Resources Officer

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