AtlantiCare 2025 Benefits Booklet

DEAR TEAMMEMBERS, At AtlantiCare, our greatest strength lies in our people. Your hard work and dedication make a meaningful impact in our organization and community, and we are proud to invest in benefits that reflect our dedication to your well-being.

Welcome.................................... 2 What’s New?............................. 3 How to Enroll........................... 4 Medical....................................... 6 Prescription Drug.................14 FQHC.........................................16 Additional Medical Plan Resources................................17 AtlantiCare Longevity Lifestyle Program................18 Dental.......................................20 Vision.........................................22 Life Insurance........................25 Disability..................................26 Voluntary Offerings.............27 Educational Support & Career Development..........27 Financial Well-being...........28 Health &Wellness................29 Savings.....................................31 Voluntary Benefits...............32 Spending Accounts.............35 Retirement Benefits............36 Contacts...................................38 Legal Notices.........................40 Wellness Checklist...............42

Service Centers andWebsites

AtlantiCare Benefits Service Center 1-800-211-3252 Monday through Friday, 8:00 am to 6:00 pm You can access the AtlantiCare Bene ts Service/Enrollment Site to make your elections via myadp.com . Navigate to the Bene ts tab. For more information, see How to Enroll on page 4. Chat and Co-browsing available Monday through Friday 8:00 am to 8:00 pm EST, excluding all major U.S. holidays. Access via myadp.com .

Supporting your physical, mental, and financial health is at the heart of what we do because we know that when our teammembers thrive, so does our organization and community. I’m excited to share our 2025 Benefits Guide, highlighting new and enhanced offerings designed with you in mind. These updates prioritize access to high-quality healthcare, expanded financial tools, and innovative voluntary benefits. Here’s a snapshot of what’s new this year: • Upgraded Medical Plans for better coverage • Expanded Vision Benefits • Roth 401(k) Option for greater financial flexibility • Additional Voluntary Benefits tailored to your needs • Simplified and Streamlined Wellness Programs

FSA TeamMember Benefits Center

Call Center Hours: Monday through Friday, 8:00 am to 8:00 pm 1-800-307-0230 Email requests can be submitted

These changes reflect our ongoing commitment to providing you with resources that make managing your health and well-being easier and more effective. Our goal is to empower you to focus on what matters most—both at work and in life. I encourage you to review the 2025 Benefits Guide to see the full range of options available to you and discover how these updates can support you and your loved ones. If you have any questions, our benefits and wellness teams are here to provide the support and information you need. Thank you for your dedication to the important work we do together.

outside of business hours: support@myFlexdollars.com Website: myflexdollars.com

*See Contacts on page 38 for specific benefit policies. For Legal Notices or Frequently Asked Questions about your benefits visit myadp.com. Information is available under the Forms & Documents section on the Benefts Tab, as well as on the Starfsh Benefts portal. Legal Notices can also be found on page 40.

With gratitude,

Christine Carson Chief Human Resources Officer

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