AtlantiCare 2025 Benefits Booklet

WHAT’SNEWFOR 2025? • More comprehensive health plan choices - New OMNIA Plan replaces Engaged Plan - Removed deductible for Inner Circle services and lowered deductible across all other tiers - Copay model replaces coinsurance except for PPO plan Out Of Network services - Lower Out of Pocket Maximums - Lowered Spouse and Preferred Partner premium charge • Updated wellness benefits • Improved vision coverage - New vision carrier Metlife replaces United Healthcare - Additional coverage options - Two plan options to choose from: (Low Plan/High Plan) - Lower premiums • Roth 401(k) • New voluntary benefits

Welcome.................................... 2 What’s New?............................. 3 How to Enroll........................... 4 Medical....................................... 6 Prescription Drug.................14 FQHC.........................................16 Additional Medical Plan Resources................................17 AtlantiCare Longevity Lifestyle Program................18 Dental.......................................20 Vision.........................................22 Life Insurance........................25 Disability..................................26 Voluntary Offerings.............27 Educational Support & Career Development..........27 Financial Well-being...........28 Health &Wellness................29 Savings.....................................31 Voluntary Benefits...............32 Spending Accounts.............35 Retirement Benefits............36 Contacts...................................38 Legal Notices.........................40 Wellness Checklist...............42

Learn More! • Attend an on-site benefits fair or help desk. More info on the Starfish! • Attend an information session to review 2025 changes. More info on the Starfish! • Visit the benefits tab on the HR Portal. • Contact the Benefits Service Center: 1-800-211-3252

DON’T FORGET! Visit myadp.com to enroll, change and review your elections. Keep up with your wellness at wellness.atlanticare.org Open Enrollment is voluntary.

All benefits except for Flexible Spending will roll over for 2025. Please review your benefits and make any appropriate changes. NOTE: For the voluntary Flexible Spending Account(s), you must enroll each year.

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