AtlantiCare 2025 Benefits Booklet

FINANCIALWELL-BEING

Welcome.................................... 2 What’s New?............................. 3 How to Enroll........................... 4 Medical....................................... 6 Prescription Drug.................14 FQHC.........................................16 Additional Medical Plan Resources................................17 AtlantiCare Longevity Lifestyle Program................18 Dental.......................................20 Vision.........................................22 Life Insurance........................25 Disability..................................26 Voluntary Offerings.............27 Educational Support & Career Development..........27 Financial Well-being...........28 Health &Wellness................29 Savings.....................................31 Voluntary Benefits...............32 Spending Accounts.............35 Retirement Benefits............36 Contacts...................................38 Legal Notices.........................40 Wellness Checklist...............42

Credit Union First Harvest Credit Union has been providing nancial products and services to our members for almost 80 years. There are full-service branch locations throughout southern New Jersey and Pennsylvania. As a Member of First Harvest Credit Union, you’ll enjoy a variety of nancial products and services and 24-hour access to your account via online banking and their mobile app.

Financial Coaching The Financial Wellness Institute and AtlantiCare are pleased to offer free financial wellness coaching to help AtlantiCare team members reach their financial goals. In this program, you will learn the principles of money management, how to create a customized financial action plan, and develop the financial “know-how” – knowledge, skills and confidence – to make your money work for you. Register here: Financial Wellness Coaching Registration ( Wellness.Atlanticare.org ) Financial Wellness Seminars The Empower Learning Center offers monthly educational webinars on a variety of financial wellness topics. Past sessions have included retirement myths, caring for aging parents, planning for healthcare costs, investing, and more. Click here to access Empower - Learning Center - Homepage Identity Theft Protection Enroll in proactive credit and identity protection from ID Watchdog. Advanced identity monitoring scours billions of public records to search for signs of potential identity theft. If your identity is stolen, dedicated resolution advocates fully manage your case until it is resolved. You’ll also get up to $1 million Identity Theft Insurance that helps pay certain out-of-pocket expenses. 24/7 customer care specialists are there when you need them. 1-855-799-5400 customercare@corestream.com

Free Checking • No minimum balance requirement • No monthly fees • Unlimited check writing • Overdraft Privilege*

Savings Accounts

• Money Markets & IRAs • Certi cates • Holiday & Vacation Club

Lending Products

• Auto Loans (New & Used) • Boat, Motorcycle & RV Loans

• Credit Builder Loans • Home Equity Loans • Home Equity Line of Credit • Mortgages • Personal Loans • Platinum Visa Credit Card *For qualifed members. Terms, conditions and restrictions apply. Some products require credit approval. Visit the membership page at www.firstharvestcu.com .

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